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Panfilo is 51 years old and works selling empanadas and salteñas (a type of Bolivian baked empanada). He works in the Sacaba locality. This loan is his first with the institution. Panfilo will use this loan to finish installing running water in his house, as his house is about to be finished and it is a lot of work to bring water there, both for the construction and for usable drinking water. This way he will be able to make his family more comfortable, as, due to many reasons, the area where he lives lacks basic services.

Panfilo is very happy and grateful for the opportunity he is being given to improve the construction of his house and so to improve his quality of life.
View original language description ↓
El señor Panfilo tiene 51 años, él trabaja vendiendo empanadas y salteñas, el trabaja en la localidad de Sacaba, este préstamo es el primero que tiene con la institución, el señor Panfilo va a usar este préstamo para culminar la instalación de agua a su domicilio ya que está por terminar su casita y es mucho trabajo trasladar el agua ya sea para la construcción como para el uso de agua potable y así de esta manera brindara mayor comodidad a su familia ya que por muchas razones la zona donde él vive no cuenta con servicios básicos, el señor Panfilo se siente muy feliz y agradecido por esta oportunidad que le brindan para mejorar la construcción de su casa y por ende mejorar su calidad de vida.

Additional Information

More information about this loan

This loan will help fund a new product Emprender has launched to provide clean drinking water and sanitary facilities to Bolivian families. Emprender is partnering with Fundación SODIS, an NGO specializing in water and sanitation access, to make this possible. SODIS identifies households that need water tanks, running water toilets, ecological toilets, water filters and water connections in underserved areas, and supervises their installation. Emprender works with SODIS to help finance these the infrastructure improvements.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,187,450
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Panfilo to finish installing running water in his house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 22, 2014
Currency Exchange Loss:
Jan 18, 2015