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Ramiro León
Ramiro is a small producer from northern Nicaragua who is dedicated to coffee. His farm is 5.6 hectares of which 2.8 are coffee. Before turning to the cultivation of coffee, he worked with livestock but decided to change his activity because the area where he lives has more potential for coffee, plus it is considered a profitable item if properly served.

In the last three cycles, this producer has earned an average production of 85 quintals of parchment coffee. His goal is to increase these yields in this cycle and achieve a production of 120 quintals of parchment coffee. He is requesting a loan that allows him to purchase inputs and fertilizers necessary for the proper management of his coffee plantation.

Although Ramiro is now a senior, he has the physical conditions and the desire to continue serving his small farm. His dream is to increase his coffee production area and work in partnership with his children to produce a significant volume of coffee.
View original language description ↓
Ramiro es un pequeño productor de la zona norte de Nicaragua, dedicado a la caficultura. Su finca es de 5.6 hectáreas de las cuales 2.8 son de café. Antes de dedicarse al cultivo de café, él trabajaba con ganadería, pero decidió cambiar el giro de su actividad debido a que la zona donde habita tiene mayor potencial para café, además de que considera es un rubro rentable si se atiende adecuadamente.

En los últimos tres ciclos, este productor ha obtenido una producción promedio de 85 quintales de café pergamino. Su meta es incrementar estos rendimientos y lograr en este ciclo una producción de 120 quintales de café pergamino. Para ello, está solicitando un crédito que le permita adquirir los insumos y fertilizantes necesarios para el adecuado manejo de su plantación de café.

A pesar de que Ramiro ya es una persona mayor, cuenta con las condiciones físicas y el deseo para seguir atendiendo su pequeña finca. Su sueño es aumentar su área productiva de café y trabajar en asocio con sus hijos para llegar a producir de manera conjunta un volumen más significativo de café.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 26.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ramiro León to buy inputs and fertilizer for his coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 2, 2014
Apr 23, 2014
Currency Exchange Loss:
Feb 28, 2015