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The client, age 21, lives at her own house along with her mother, her husband and her child. She has a business selling clothes, where she offers a variety of garments, like: skirts, dresses, blouses, jeans, etc. The business is located at a place where a lot of people walk by, and it is known by the residents of the town. She has a lot of customers due to the products that she offers; they can always find what they’re looking for. She is also kind to them, and always gives them a good service.

Her dream is to watch her business grow, and that is why she has decided to request a loan from INTEGRAL. This way, she will be able to buy more bundles of clothes and have a wider variety of garments, like: jeans, skirts, blouses, shirts, shorts, among others. With the loan, her objective is to attract more customers, have greater sales, and obtain more incomes, so she can offer her family a better quality of life.
View original language description ↓
La clienta de 21 años de edad, vive en casa propia con su madre, su esposo y su hijo. Ella Tiene un negocio de venta de ropa, en donde ofrece variedad de prendas de vestir como: faldas, vestidos, blusas, pantalones, etc. su negocio lo tiene una zona muy transitada y conocida por los habitantes del municipio. El puesto de la clienta es muy visitado ya que las personas siempre encuentran lo que buscan, la amabilidad y el buen trato es lo más importante. Su sueño es ver crecer su negocio por lo que ha decidido hacer un préstamo a INTEGRAL para poder comprar más fardos de ropa y tener más variedad de prendas de vestir como: pantalones, faldas, blusas, camisetas, shorts, entre otros. Con el propósito de atraer a más compradores y lograr un mayor nivel de ventas así como un mayor nivel de ingresos para tener junto a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 721
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy jeans, skirts, blouses, shirts, shorts, among others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2014
Apr 21, 2014
Currency Exchange Loss:
Mar 26, 2015