Check out some available loans that are similar to this one!
Bénédiction Bnd Group
In this Group: Musafiri, Kanyamuhanga, Maombi, Sanvura, Balume, Mchama, Balingene, Maruteke, Bakera, Ndegejeho, Iragi, Kahindo, Kaniki, Kiangala, Mukundua, Bujuli, Maoneo, Iragi, Baguma, Balingene, Brigitte, Kawe, Lukoo, Ntibezera, Abwe, Cherubala, Tereyi, Deborah
The borrower, Muruteke, is a retailer and a member of the "Bénédiction Bnd" communal bank. She is 34 years old, married, and the mother of six children, four of whom are in school (the other two are still very young). She has been selling used shoes for four years. She displays her merchandise on the side of a busy local street.

Muruteke is requesting a loan from Hekima in order to expand her activity. She started in this business with some money received from the microfinance institution Hekima. Muruteke's husband is a car mechanic.

Muruteke is going to buy 40 pairs of shoes. In the future, she would like to expand her business as well as educate, feed and buy clothes for her children. She thanks Hekima for its support to women entrepreneurs excluded from the traditional banking system and for granting them loans without any collateral guarantee.
View original language description ↓
La cliente Maruteke est une commerçante et membre d’une banque communautaire «Bénédiction Bnd», âgée de 34 ans, mariée et mère des 6 enfants, dont 4 étudient et 2 autres sont gosses. Elle est vendeuse de souliers usagés depuis 4 ans. Elle installe ses marchandises sur la rue dans une avenue animée de la place. Elle sollicite un crédit auprès de Hekima pour accroitre son entreprise. Elle démarra ses activités par de fonds reçu de l’IMF Kekima. Son conjoint est un technicien automobiliste. Elle va acheter 40 paires de souliers. Dans l’avenir, elle souhaite accroitre son activité, scolariser, vêtir et nourrir ses enfants. Ainsi, elle remercie Hekima pour son soutien aux femmes entrepreneurs exclues du système bancaire classique,en leur accordant des crédits sans garantie matérielle.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 31
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bénédiction Bnd Group's $3,225 loan helped a member to buy 40 pairs of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 18, 2014
Currency Exchange Loss:
Aug 17, 2014