Jossue is a 32-year old man who is very responsible with regard to his household obligations. He has always been known for providing his family with the best. Jossue currently lives with his wife and their son. He is very hard-working and is a happy and enthusiastic worker. He makes his living in agriculture planting the primary grains of the area each year: corn and beans. Jossue wants to increase his sales, and that is why he went to the INTEGRAL offices. He requested a loan that would allow him to buy seeds, compost, fertilizers, pesticides and other items to improve the land that is shown in the above photograph. Jossue hopes he can count on the help he has requested, as he does not have any other source of income. With the loan, he will continue providing for his family without limitations.
Jossue de 32 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia. Actualmente vive junto a su esposa y su hijo, es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultora siembra todos los años los principales granos básicos de la zona como lo son, maíz y frijol. Jossue desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros y mejorar el terreno que muestra la fotografía. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.