The loan that they will receive will benefit micro-businesses like Rumalda's. She tells us that this is the second year that she has been a member of Pro Mujer. She joined after a promoter from the institution visited her home and invited her to join.
She currently has a business selling food. She began working in this business on her own many years ago after seeing the market for these products. The current loan will be used to increase her working capital (to purchase vegetables in bulk). She will purchase the goods in the city of La Paz and later sell them in her sales space.
This job helps her to generate income to support her family, since she is married with eight children. When asked what she likes about Pro Mujer, she responded that she likes the other members of the group since they are thoughtful.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rumalda es integrante, ella indica que es el segundo año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo emprendió por iniciativa propia hace varios años, al observar el mercado que tiene este producto.
El crédito que ahora sacará es para el aumento de capital (compra de verduras por mayor) que adquirirá en la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene ocho hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las compañeras de su grupo son cumplidas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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