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This is 27-year-old Fatima. She is married, and has two children aged ten and two years old. One is a school going child. She has one additional dependent who lives with her to be fostered. In 2007, Fatima established her rice, beans, gari, benin and couscous business. She began her business because she didn't attend school. She was only introduced to business by her parents. When she matured, her father gave her an amount of money which she used to buy groundnuts to sell at home. She generated some profit and started to go to the market for a food item business. After she got married her husband added an amount of money to her capital to continue the same business. Working 7 days a week and 13 hours a day, she earns about SLL 1,250,000 every month from this business. She would like a loan in the amount of SLL 5,000,000. Fatima requires a loan in order to buy bags of rice, gari, benin and beans. In the future, Fatima plans to develop their piece of land and provide quality education for their children. The loan will help to develop the business. Scarcity of goods and changes in prices are her major challenges. She is accommodating and friendly. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 51
    View loans »
    Sierra Leone Loans Fundraising
  • $9,344,750
    Funds lent in using Kiva
  • 4,337.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fatima to buy bags of rice, gari, benin and beans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 14, 2014
Currency Exchange Loss:
Mar 10, 2015