The loan that they will take out will benefit small businesses like Sofía's. She states that this is the first year being a member of Pro Mujer. She joined after being invited by a promoter of the institution who visited her house. Currently, she has a business machine-knitting sweaters. She shares that she learned this business in 6 months at a training center. Afterward, she decided to use this knowledge as a source of employment.
The loan she will take out is to increase her capital (by buying wool at wholesale) which she will get in the city of La Paz and resell in her retail space. This business allows her to generate income to support her family since she is single and lives with her parents. When she was asked what she liked about Pro Mujer, she responded that she likes the trainings the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sofía es integrante, ella indica que es el primer año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de tejido de chompas a máquina; da a conocer que este negocio lo aprendió en un centro de formación en seis meses, posteriormente decide emprender este conocimiento como una fuente de generación de empleo.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá en la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y vive con sus padres.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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