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Khin is married with three children. The family lives in an urban area in Kandal province. Khin buys and resells lotus seed, which is a typical fruit in Cambodia, while her husband takes care of the farming business. The income they earn is just enough to cover their daily expenses.

Khin has a dream to see her son finish university. Knowing that VisionFund offers education loans, Khin decided to apply for a loan to cover the school fees of her son, who is studying civil engineering in the city.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • 3,994.0
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $25 helped Khin to pay for higher education costs.
10% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 22, 2014
Currency Exchange Loss: