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Loern's Group
In this Group: Loern, Keb
Loern, 50, is married with seven children residing in a rural village located in the Battambang province’s Moung Russey district, Cambodia. For the last several years, she has been farming rice as the primary source of her family’s income. The current business earns her about 35,000 KHR per day to meet the family’s needs.

Loern has been with VisionFund for one cycle and completely paid back her past loan, which helped her better support her family. Now, leading her group to apply for a loan, Loern, who is the leader, will use her portion to buy fertilizers and seeds for her farmland. She hopes to make more income from her business to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Loern's Group's $650 loan helped a member to buy fertilizers and seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 13, 2014
Currency Exchange Loss:
Apr 17, 2015