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Badeya (La Fraternité) Group
In this Group: Sanata, Safoura, Sali, Kadiatou, Agassé, Maïmouna
The six women of the Badeya group (all married) have an average age of 32, three children and live in traditional large, extended families in the Banconi district of Sikasso (the third administrative region of the Republic of Mali). Brought together mainly through professional and neighborhood connections, the group sells cloth, fish, condiments, firewood, sugar, etc. All previous loans were repaid successfully.
The women will use this loan to purchase 30 meters of cloth, 3 boxes of smoked fish, 5 bags of sugar, 5 bundles of firewood and a large quantity of vegetables for condiments (e.g. eggplant, okra and onions). They obtain their supplies mainly from the West African towns of Sikasso in Mali, Bobo Dioulasso in Burkina Faso and Bouaké in Ivory Coast. Sales are conducted door-to-door at various businesses or around the town’s neighborhoods, or at their homes to neighbors who come to buy supplies day and night.
Their customers are mainly women but some men. The members of the Badeya group each hope to make an average profit of CFA 35,000 per month, which will be used to pay the loan interest and provide for their families’ needs. The remainder will be invested in their business.
View original language description ↓
Les six (6) femmes du groupe Badeya (toutes mariées) ont une moyenne d’âge de 32 ans, 3 enfants et vivent dans des grandes familles traditionnelles élargies au quartier Banconi de Sikasso (troisième région administrative de la république du Mali). Uni essentiellement par des liens professionnel et de voisinage ce groupe mène l’activité de vente de tissus, de poissons, de condiments alimentaires, de bois de chauffe, de sucre etc.
Afin de satisfaire le besoin de sa clientèle de plus en plus croissante, ce groupe décida d’intégrer le programme crédit de l’institution de microfinance Soro Yiriwaso avec lequel il est à son troisième prêt solidaire (prêt du groupe). Tous les prêts précédents ont été correctement remboursés.
Avec ce prêt, elles acheteront, 30 mètres de tissus, 3 cartons de poissons fumés, 5 sacs de sucre, 5 chargements de charrette en bois de chauffe et une grande quantité de condiments (aubergines, gombos, oignons, etc). Leurs principales sources d’approvisionnement sont en plus de la ville de Sikasso (au Mali), les villes de Bobo Dioulasso(Burkina Faso) et Bouaké respectivement (Côte d’Ivoire) en Afrique de l’Ouest. Elles effectuent leurs ventes de façon ambulante dans les différentes entreprises, dans les quartiers de la ville et à domicile où les voisins viennent s’y ravitailler nuit et jour.
La clientèle est composée généralement de femmes et de quelques hommes. Les membres du groupe Badeya espèrent réaliser chacune un bénéfice moyen de 35.000 FCFA par mois qui sera utiliser pour payer les intérêts du prêt, subvenir aux besoins de la famille et investir le reste dans les activités.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 13
    View loans »
    Mali Loans Fundraising
  • $11,524,125
    Funds lent in using Kiva
  • 483.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Badeya (La Fraternité) Group's $1,250 loan helped a member to buy various items to sell (cloth, smoked fish, sugar, firewood and condiments).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 29, 2008
Oct 15, 2008
Currency Exchange Loss:
May 15, 2009