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Residing in the Pouk district of Siem Reap province, Phally is 19 years old and single. To make a living, he has been teaching English for one year. The current job earns him about US $7 per day to meet the family’s needs.

Phally has never been with Kiva's partner, VisionFund, before. Now, he is applying for a loan to pay for his tuition fee at university to study Information Technology. Phally hopes that the loan will enable him to stay in university to pursue the degree so as to find a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $37,524,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Phally to pay for his tuition fee at university.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 13, 2014
Currency Exchange Loss:
Jun 17, 2015