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Clara Eulalia

Update on Clara Eulalia

Sra. Clara is a member of the Communal Bank “Los Talvos”. She lives in the neighborhood that surrounds the parish of Valle in the city of Cuenca, which is known for being a major producer of corn and having attractions, such as the Lakes of Chochapamba, which are full of totora reeds. The people are hardworking, friendly, and kind.

Sra. Clara is a 31-year-old single mother with three children (ages 9, 8, and 7), all of whom attend an elementary school in town. She owns the house in which she lives. Two years ago, Doña Clara opened a store where she now spends a great deal of time. She also raises chickens and guinea pigs, cultivates her land, and sets asides what she harvests for household consumption and for sale.

The money from her previous loan was invested in the purchase of provisions for her store. This time she is requesting another loan in order to buy chickens, guinea pigs, as well as provisions for her store. She enjoys her Communal Bank because of the friendship and unity that exists among all of the group members.
View original language description ↓
La Señora Clara forma parte del grupo de crédito Los Talvos, vive por los alrededores de la parroquia del Valle en Cuenca, es reconocida por su importante producción de maíz, teniendo como atractivos las lagunas de Chochapamba (llenas de Totoras), su gente es trabajadora, amable y gentil.
La Señora Clara tiene 31 años de edad, es madre soltera de 3 hijos de 9, 8 y 7 años de edad, todos están estudiando en una escuelita de la localidad, la casa en la que vive es propia
Doña Clara desde hace dos años tienen una tienda en a la cual le dedica mucho tiempo, también se dedica a la cría de pollos y cuyes, cultiva la tierra y lo que cosecha es para el consumo de su casa y la venta.
El dinero de su crédito anterior lo invirtió en la compra de víveres para su tienda, esta repitiendo su nuevo crédito para la compra de pollos, cuyes y víveres para su tienda. Su grupo de crédito le gusta por la amistad y solidaridad que existe entre todas las socias del grupo.

Previous Loan Details

This is Clara’s second loan with her communal bank Los Talvos. She lives in the Valle parish in Cuenca, which is filled with green fields and extensive meadows. The area has a blend of modern and old architecture. The people there make a living raising animals and working in agriculture, but they... More from Clara Eulalia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Clara Eulalia to buy chickens, guinea pigs, as well as provisions for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 24, 2014
Currency Exchange Loss:
Oct 17, 2014