Trinidad (Cuenca) Group
One of the group members is Sra. María. She is 34 years old, divorced, and has four children (ages 17, 15, 7, and 5). Her oldest child, a son, works and helps out financially. The second child, a daughter, helps with the household chores. The youngest two children attend an elementary school in town. She owns the house in which she lives.
Doña María cleans shoes, a business activity that she has been doing for five years. This type of work has helped to provide better stability for her household. At home she raises chickens and pigs. She also grows crops and whatever she harvests is used at home, but sometimes she sells her output. The money from her loan will be invested in the purchase of chickens and feed for her animals. Her dream is to see her children become professionals.
The smaller photo is of a member who was not able to be present at the time the group photo was taken.
Una de las socias de este grupo la Señora. María, tiene 34 años de edad, es divorciada y fruto de su unión conyugal ha concebido 4 hijos de 17, 16, 7 y 5 años de edad, su primer hijo trabaja y le ayuda económicamente, su segunda hija le ayuda en las tareas del hogar, sus dos últimos hijos estudian en una escuelita de la localidad, la casa en la que vive es propia.
Doña María se dedica a la limpieza de zapatos, actividad que la realiza desde hace 5 años, este trabajo le ayuda a mejorar la estabilidad de su hogar, en casa se dedica a la cría de pollos y cerdos, también a la agricultura y lo que cosecha es para su casa y a veces vende. El dinero de su crédito va a invertir en la compra de pollos y en alimento para animales. Su sueño es que sus hijos sean profesionales.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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