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Mao H., 33, is the mother of three young children and lives with her husband and older mother at home. She is a garment factory worker making around US$4 each day, while her husband is a barber. On average, he makes US$2.5 per day. Currently, her husband just gets the commission from one hair cut because he does not have his own shop. To earn more money Mao H. would like to take out a loan to build a booth and purchase more barber tools for her husband to run his own business. (Mao's older mother is pictured as Mao and her husband was not available for picture).

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,762,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Mao mao would like to help her husband set up his own barber shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2008
Oct 16, 2008
Currency Exchange Loss:
May 15, 2010