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Update on Miriam

Miriam is a hardworking, entrepreneurial person who is pushing to help her family get ahead in life. She makes a living selling clothing. Because she is very responsible, she was invited to join one of the Asociación Arariwa's village banks. She needs this loan to buy clothing such as shirts, pants, and blouses for Mother's Day. She is grateful for the loan and is committed to paying it off responsibly each month.
View original language description ↓
Miriam es una persona trabajadora y emprendedora que saca adelante a su familia con el esfuerzo de su trabajo entonces su actividad económica principal es la venta ropa, ella es una persona responsable por ese motivo le invitaron a participar en uno de los bancos comunales de la Asociación Arariwa y en esta oportunidad requiere el préstamo para comprar ropa como camisas, pantalones, blusas para esta campaña por el día de la madre, ella agradece y valora el préstamo y se compromete a cumplir con el pago de sus cuotas mensuales con mucha responsabilidad.

Previous Loan Details

Miriam was born in the city of Paucartambo, and she lives with her family in the same city. She is 36 years old and is married, and through this beautiful marriage she has four children. She is a hard working and entrepreneurial person who moves forward with her family through the effort of her w... More from Miriam's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Miriam to buy clothing such as shirts, pants, and blouses for Mother's Day.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 17, 2014
Apr 20, 2014
Currency Exchange Loss:
Aug 17, 2014