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Maria Rubenia
Maria Rubenia is a very tenacious and very hard-working woman. She has 12 children; only two are dependent upon her. She and her husband work together in agriculture growing corn, beans, and coffee. The family tends to the crops daily in order to get ahead. It is their means of income, and they need to keep the crops healthy and protected from pests and diseases.

In her youth Maria Rubenia did not have the opportunity to go to school because her parents had few financial resources. Therefore, at a very young age she decided to learn to work in the field.

As a mother, her dreams are to see her last two children grow up in a different atmosphere and to try to give them the best level of education. This is because they did not have the opportunity to go to school in their youth. As a coffee producer, she dreams of trying to cultivate the parcels of land that are still not cultivated. This way she will be able to generate better and greater income in order to have a better lifestyle. Also, her children will always have everything they need as she will be supporting them in their education.

Maria Rubenia now needs financial help, which she will use to buy fertilizers, herbicides, pesticides, fungicides, compost, and leaf insecticides. With these she will be able to provide maintenance to her coffee crops so that this season will be better than the previous one.
View original language description ↓
Doña Maria Rubenia es una señora muy luchadora y muy trabajadora, madre de 12 hijos de los cuales solo dos dependen de ella. Junto a su Esposo trabajan en la agricultura como ser: cultivo de maíz, frijol y café la cual atienden diariamente en familia para salir adelante ya que como medio de ingreso es necesario mantener sus cosechas sanas y protegidas de plagas y enfermedades. En su juventud Doña Maria Rubenia no tuvo la oportunidad de estudiar debido a que sus padres contaban con pocos recursos económicos y es por ellos que desde muy temprana edad decidió aprender a trabajar en el campo. Como madre de familia, sus sueños ver a sus últimos dos hijos crecer en un ambiente diferente y tratar de darles un mejor nivel de educación ya que ellos en su juventud no tuvieron la oportunidad de estudiar. Como productora de café cultivar tratar de cultivar las parcelas de tierra que aún no están cultivadas ya que así podrá generar mejores y mayores ingresos para tener un mejor nivel de vida y que sus hijos tengan todo lo necesario apoyándoles siempre en su estudio. Por lo que hoy en día doña Maria Rubenia necesita apoyo económico el cual invertirá en la compra de: Fertilizantes, Herbicidas, plaguicidas, fungicidas, abonos, y foliares con los cuales podrá darle mantenimiento a sus cultivos de café para que esta temporada sea mejor que la anterior.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.


About Honduras

  • $4,200
    Average annual income
  • 19
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,325 helped Maria Rubenia to buy agricultural supplies.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 9, 2014
Apr 20, 2014
Currency Exchange Loss: