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Zulakhan is a 34-year-old married woman and has sold milk with her husband for many years. They have 2 cows and sell the milk to many of their neighbors. Her husband uses his motor bike daily to sell milk in different communities.

They happily work together to support their family. They have four children, two of them attend school. They need to earn much more to meet their daily expenditures which include food, clothing and education. In order to make huge profits, Zulakhan requests 60,000 PKR to buy another buffalo to help increase their sales and profits and attract more customers..

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 359
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Zulakhan to buy another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2014
Apr 11, 2014
Currency Exchange Loss:
Apr 17, 2015