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Salomat is a very responsible and hardworking woman. She is retired and has dependent children. She lives in a small rural village. Salomat's life turned out unfortunately, as she had to work a lot in order to have an income to live on. Right after she graduated from secondary school, Salomat got married and became a homemaker. She and her husband try to do all that they can to provide their children with all of the necessities.

Salomat has partnered with Arvand for more than three years. In order to have a steady income to live on, Salomat and her husband started their own business. They practice livestock breeding. Salomat raises the cattle and then sells the meat and milk that she gets from them. She receives a good income from this business. The earnings are enough for an average standard of living. Now they do not have enough money to cover all of their current needs. Currently, Salomat and her husband want to buy several more heads of cattle to fatten up. This is why she requested a loan from Arvand to buy cattle. Salomat thanks Arvand in advance for the support, which will help improve her family's quality of life.
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Саломат очень ответственная и трудолюбивая женщина. Она пенсионерка и имеет на ижденвении детей. Живёт она в небольшом сельском посёлке. Жизнь Саломат сложилась не благополучно, ей приходится много работать, чтобы иметь доход на пропитание. Сразу после окончания средней школы Саломат выдали замуж. И так она стала домохозяйкой. Она вместе с мужем стараются делать всё возможное, чтобы обеспечивать своих детей всем необходимым.

Сама Саломат сотрудничает с Арванд вот уже более 3-х лет. Для того, чтобы иметь постоянный доход на пропитание Саломат вместе со своим мужем начали свой бизнес. Они занимаются животноводством. Саломат выращивает скот, затем продаёт полученное от скота мясо и молоко. От этого бизнеса она получает хороший доход. Получаемого от этого бизнеса дохода хватает на проживание среднего уровня. И пока у них недостаточно средств, чтобы покрывать все имеющиеся нужды. В данный момент Саломат с мужем хотят купить ещё несколько голов скота для откармливания. Поэтому она обратилась в Арванд и хочет взять кредит на покупку скота. Саломат заранее благодарит Арванд за поддержку, вследствие которой улучшится качество жизни её семьи.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 112
    View loans »
    Tajikistan Loans Fundraising
  • $29,872,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Salomat to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Apr 11, 2014
Currency Exchange Loss:
Apr 18, 2015