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Tamara
Tamara is 39 years old, married, and has four school-age children. Her husband helps her with the housework. They live as one big, happy family. Each member tries to contribute and help the family. Tamara is very hard-working and ambitious by nature. She has a high school education and earns the main income for her family raising livestock. She started her business in 1994 with 12,000 som (KGS). Thanks to her hard work, Tamara now has a dairy cow, a calf, a horse and four goats. She earns 10,000 som (KGS) per month. In order to continue expanding her farm, Tamara applied for a loan with the bank "Bai-Tushum" to purchase cows and a sheep. She plans to use the profits to invest in additional livestock and to save money to build a big house.
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Тамаре 39 лет, замужем, вместе с супругом воспитывают 4 детей школьного и дошкольного возраста. Супруг помогает по хозяйству. Живут одной большой дружной семьей. Каждый член семьи пытается внести свой вклад в развитие и благоустройство своей семьи. Сама Тамара по характеру очень трудолюбивая и целеустремленная. У Тамары - среднее образование, в качестве основного дохода для своей семьи она занимается животноводством, начав свой бизнес в 1994 году с 12,000 сомов (KGS). Благодаря упорному труду Тамары, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 теленок, 1 лошадь, 4 козы. Ежемесячный доход составляет 10,000 сомов (KGS). В целях дальнейшего развития своего хозяйства, Тамара обратилась в Банк "Бай-Тушум" за кредитом - на покупку коров, а на оставшуюся часть средств она хочет купить овец. Доходы от кредита Тамара планирует вложить в дальнейшее приумножение количества домашней скотины, а также в будущем намерена построить большой дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 125
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,062,125
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,850 helped Tamara to buy cows.
48% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 4, 2014
Listed
Apr 17, 2014
Currency Exchange Loss:
Possible