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Somaya is a 55-year-old married mother of three children. She is a Palestinian refugee who has worked hard as a tailor since 1980, supporting her husband, who has a small grocery store, in their living and providing their children with the necessary standards of living. Their combined income is barely enough to cover all the family’s expenses, which is why she also provides vocational training in a certain Palestinian institution to increase her income.

Somaya lives and works in a refugee camp, since most Palestinians are limited with certain working domains and sectors in Lebanon. That’s why they work hard to improve their living with what’s available. She has always been a determined person who wants to help and improve the family’s situation.

Somaya is already Al Majmoua borrower in good standing with a good payback history. Her house needs are very important to her, because she wants to keep it a healthy living place, so her previous loan was invested for her house’s renovation and maintenance. She is also acquiring this current loan from Kiva field partner Al Majmoua in order to continue renovating and expanding her living place.

Additional Information

More information about this loan

This loan is specifically designed for Al Majmoua's vulnerable clients, namely non-Lebanese such as Filipinos, Egyptians and Syrian and Palestinians refugees. These communities have been marginalized by the Lebanese government and society and do not enjoy the same opportunities in the work, educational, and health fields. By funding this loan, you are helping these individuals improve their businesses and provide for their families. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Lebanon

  • $15,800
    Average annual income
  • 130
    View loans »
    Lebanon Loans Fundraising
  • $16,664,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Somaya to continue renovating and expanding her living place.
94% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Apr 10, 2014
Currency Exchange Loss: