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Kenzhekul is 49, married, and has three children. Her spouse helps her around the house. She has a vocational education and earns her family's main income raising farm animals. She started 31 years ago when she bought cattle for 3,000 som (KGS). Thanks to her hard work, she currently has a milk cow and ten sheep, along with a plot of land where she plants crops for personal use and for sale. She earns about 10,000 som (KGS) per month. In order to continue developing her farm, Kenzhekul applied for a loan with the bank "Bai-Tushum" to buy cows to fatten and resell for a profit. She plans to use the profits to invest in additional livestock and to save money to repair her house.
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Кенжекуль 49 лет, замужем, вместе с мужем воспитывает 3 детей. По хозяйству помогает супруг. У Кенжекуль - средне-специальное образование, в качестве основного дохода для своей семьи Кенжекуль занимается животноводством, стартовав 31 год назад с покупки скота на 3,000 сом (KGS). Благодаря упорному труду Кенжекуль, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова и 10 овец, а также имеется земельный надел, где она выращивает сельскохозяйственную продукцию для собственного потребления и под реализацию. Ежемесячный доход составляет около 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Кенжекуль обратилась в Банк "Бай-Тушум" за кредитом на покупку коров для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Кенжекуль планирует вложить в дальнейшее приумножение количества домашней скотины, и намерена собрать средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,773,000
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $925 helped Kenzhekul to buy cows.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2014
Apr 17, 2014
Currency Exchange Loss:
May 17, 2015