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Rafael is an entrepreneur who is 34 years old and married. He lives with his wife and two children. The loan he is requesting is to buy supplies such as hoses and mesh for his greenhouse. He wants to care for his plants in an effort to keep them in good condition as they grow so he can sell them.

The only limitation this gentleman has is a lack of money to continue expanding. Since this is his only source of income, he is requesting a loan, his first, through FUDECOSUR. He has never received loans from state banks and FUDECOSUR is giving him better payment terms and a much lower interest rate.
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Rafael, un hombre emprendedor , tiene 34 años de edad, es casado y vive con su esposa y dos hijos actualmente, el solicito un préstamo con el anhelo de comprar materiales como mangueras y mayas para un vivero , el desea dar asistencia a estas plantas , con la finalidad de mantenerlas en buenas condiciones durante su desarrollo, para su posterior venta, la única delimitación que este caballero tiene es la falta de dinero para continuar creciendo, ya que de esta actividad económica dependen para poder salir adelante, por lo que él hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 55
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 552.0
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Rafael to buy supplies such as a hose and mesh.
35% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 26, 2014
Apr 19, 2014
Currency Exchange Loss: