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Eva Silvia
Eva is 59 years old and lives in her own house with her life partner. She works raising chickens and providing housekeeping services. She and her husband support their household and have managed to make a living. She wants to improve her housing conditions because the walls are wattle and daub covered with sheet metal and are currently in disrepair. That is why she wants to invest in repairing them by replacing the materials with galvanized sheet metal. She is requesting this loan from FUSAI to purchase the necessary materials in order to make the repairs before winter.
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Eva tiene 59 años de edad y habita en casa propia junto a su compañero de vida y se dedica a la crianza de pollos y a la prestación de servicios domésticos. Junto a su esposo mantienen la economía de su hogar y es así como han logrado salir adelante. Su deseo es mejorar las condiciones de su hogar dado que actualmente las paredes están hechas a base de bahareque y lámina y a la fecha se encuentran en mal estado por lo que desea invertir en la reparación de las mismas cambiando el material por láminas galvanizadas para lo cual solicita este crédito a FUSAI para hacer la respectiva compra del material y así poder proceder a la mejora antes de el que invierno aparezca.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

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About El Salvador

  • $4,900
    Average annual income
  • 462
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Eva Silvia to buy galvanized sheet metal and wood to repair the walls of her house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 20, 2014
Listed
Apr 18, 2014
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015