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Honoria
Honoria is an entrepreneurial woman with a lot of desire to progress. She is 57 years old, married and has 6 children who work, study and help their parents with the different activities in the field. Honoria learned the work of agriculture together with her father, who from an early age she helped with the different activities in the fields. She studied up to Grade 2 but could not finish her studies due to financial difficulties. But she is grateful to her parents for having supported her morally and financially whenever they could.

The crops she and her husband work are their own, thanks to the effort and sacrifice of many years and the good administration that allowed them to buy their own land that they work together. It is located 20 minutes from their house and they walk there daily.

Honoria dreams of seeing her children study for a better future, with more opportunity and better living conditions. Then they can integrate into society easily and find excellent opportunities to get ahead. As a producer she wants to improve and diversify her coffee crops avoiding putting all her money in one place. She wants to continue expanding their parcels of land and leave an good inheritance for her family. So she is now requesting a loan to improve her coffee crops and ensure that they are affected by infestations that damage the plant and the beans.
View original language description ↓
Doña Honoria es una señora muy emprendedora con muchas ganas de salir adelante de 57 años de edad la cual es casada y de su matrimonio tiene 6 hijos quienes trabajan, estudian y ayudan a sus padres al desarrollo de las diferentes actividades en el campo. Doña Honoria aprendió el rubro y oficio de la agricultura junto a su padre ya que desde muy pequeña lo apoyaba en las diferentes actividades que eran desarrolladas en el campo. Ella tiene un grado de estudio primario el cual no termino por la falta de apoyo económico cursando hasta su segundo año únicamente pero agradece a sus padres por haberla apoyado moralmente y financiera mente hasta donde pudieron. Los cultivos que ella y su esposo trabajan son propios gracias al esfuerzo y sacrificio por muchos años ya que gracias a la buena administración pudieron comprar la tierra que juntos trabajan ubicada a 20 minutos desde su casa de habitación al cual se trasladan caminando.
Ella sueña con ver a sus hijos los que estudian en un mejor futuro, con mejores oportunidades, mejores condiciones de vida para que puedan integrarse a la sociedad fácilmente y encontrar excelentes oportunidades de superación. Como productora mejorar y diversificar sus cultivos de café evitando de esa manera la concentración de efectivo en una sola actividad, seguir ampliando sus parcelas de tierra así como también seguir fortaleciendo el patrimonio para su familia. Por lo que ella hoy en día solicita financiamiento con el cual mejorara sus cultivos de café evitando sean estos afectados por plagas y enfermedades que puedan causar el deterioro de la planta y el grano.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 64
    View loans »
    Honduras Loans Fundraising
  • $8,801,600
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Honoria to buy agricultural inputs for her coffee crops.
0% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 7, 2014
Listed
Apr 18, 2014
Currency Exchange Loss:
Possible