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Ana is a young woman of 23, mother to a four-year-old girl. She got married a few months ago. She is hardworking and humble and she puts in a lot of effort to make her plans happen. She lives in a rural community. She began doing this work a few years ago since she was a single mother and she needed to make money to support herself and her daughter. Her business is a small operation, where she makes uniforms for different banana workers who are located in the area where they live. Her mother works together with her.

Ana is currently studying, doing a degree in Business Administration at the University of Costa Rica. It is far from her community and she has to take two buses to be able to get there and study. When she goes to the University she relies on her mother to care for her daughter. For Ana, the vital thing is to get ahead academically and to grow her business, for the good of herself and her family, no matter the distances she has to travel to get to her place of study. She is requesting a loan to buy an industrial machine and raw materials.
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Ana es una joven con 23 años de edad, madre de una niña de cuatro años. Hace unos meses se casó. Es una mujer trabajadora, humilde y esforzada por lograr lo que se propone. Vive en una comunidad rural. Inició su actividad hace varios años debido a que era madre soltera y tuvo la necesidad de generar ingresos para la manutención de ella y su hija. Su negocio es la pequeña industria, en donde confeccionan uniformes para diferentes bananeras que están ubicadas en la zona en donde viven. Trabaja junto con su madre en la actividad. Actualmente Ana estudia, está cursando la licenciatura en Administración de negocios en la Universidad de Costa Rica, también por éste motivo su esfuerzo en generar ingresos para ayudarse a pagar sus estudios, debido a que la Sede en la que estudia está lejos de su comunidad y ella debe de tomar dos buses para poder llegar a estudiar. Cuando sale a la Universidad cuenta con el apoyo de su madre para el cuido de su hija. Para ella lo primordial es superarse academicamente y crecer en su negocio, para el bien de ella y el de su familia, sin importar las distancias que tenga que viajar para llegar al lugar de estudio. Ella busca financiamiento para comprar una máquina industrial y materia prima.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.


About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 552.0
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,825 helped Ana to buy equipment and raw materials.
80% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 21, 2014
May 1, 2014
Currency Exchange Loss: