Ana is currently studying, doing a degree in Business Administration at the University of Costa Rica. It is far from her community and she has to take two buses to be able to get there and study. When she goes to the University she relies on her mother to care for her daughter. For Ana, the vital thing is to get ahead academically and to grow her business, for the good of herself and her family, no matter the distances she has to travel to get to her place of study. She is requesting a loan to buy an industrial machine and raw materials.
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In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
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