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Zhypar is 59 years old, a widow, and has two children. Zhypar has a higher education. She works as an elementary school teacher. As the main source of income for her family, Zhypar practices livestock breeding. She has a lot of experience in this field of business. She started this business over 40 years ago with an initial purchase of cattle in the amount of 5,000 som (KGS). Thanks to Zhypar's hard work and diligence, she was able to increase her farm to include 1 cow, 2 calves, and 15 sheep. Her monthly income is on average 12,000 som (KGS). For the purpose of further developing her business, Zhypar turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows for the future sale of milk and dairy products. Zhypar plans to invest the earnings from the loan in the further acquisition of livestock. She is also determined to save money to build a new barn for her cattle. One of Zhypar's goals for the future is to repair her house.
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Жыпар 59 лет, вдова, есть 2 детей. У Жыпар - высшее образование, она работает учительницей младших классов. В качестве основного дохода для своей семьи Жыпар занимается животноводством, в этой сфере деятельности она приобрела большой опыт, стартовав больше 40 лет назад с покупки скота на 5,000 сомов (KGS). Трудолюбие и целеустремленность Жыпар позволили увеличить хозяйство до 1 коровы, 2 телят и 15 овец. Ежемесячный доход составляет в среднем 12,000 сомов (KGS). В целях дальнейшего развития своего хозяйства, Жыпар обратилась в Банк "Бай-Тушум" за кредитом на покупку коров для дальнейшей реализации молока и молочной продукции. Доходы от кредита Жыпар планирует вложить в дальнейшее приумножение количества домашней скотины, и намерена собрать средства на строительство нового помещения для скота. Одной из целей Жыпар на будущее является ремонт ее дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,675 helped Zhypar to buy cows.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 16, 2014
Currency Exchange Loss:
Jan 18, 2015