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Shamshad is 39 years old, married, and has five children. Her husband does work in a small firm for very low daily wages and comes home very late at night. She has to pick up and drop off her children herself, manage routine work, and complete her tasks for embroidery. She has been knitting embroidery for many years.

Shamshad requested a loan, which she will use to buy stocks of threads, fancy cloths, sequins, and pearls of various colors for embroidery work at home. Her dream is to construct her house for her children, so she is saving money. With the loan, she plans to increase her monthly income and savings.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 397
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shamshad to purchase raw materials for embroidery.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 9, 2014
Currency Exchange Loss:
Jan 17, 2015