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Hamila is a 33-year-old widow. She has a daughter, Dewi, 11, an elementary school student. Hamila has been running a kiosk business for more than 10 years, located at the traditional market. She operates it daily to provide her customers with basic needs such as soap, detergent, tea, coffee, soft drinks, snack, etc.

To assist her in running the business, Hamila has hired an assistant. The business starts at 6 am and close at 8 pm. Her income is stable and can cover her family’s needs. At the moment, Hamila wants to purchase some more stocks to replace those that are dwindling. Therefore she is requesting a loan from TLM in the amount of IDR 5,000,000 to be spent on rice, sugar and wheat flour in bulk.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 11,299.9
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Hamila to purchase rice, sugar and wheat flour in bulk.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 8, 2014
Currency Exchange Loss:
Aug 22, 2014