Nueva Esperanza Group
She mentions that with the product of her work, she has been able to support her daughters in their studies and maintain her home and her business.
She organizes meetings in her neighborhood to plan activities for the benefit of her community.
She sells her products in Borbon, in the shops, dining establishments, and grills.
For the moment, she has hired a boy to help her care for the chicks, and she helps him with his schooling. She hopes to grow a lot in her business so that she can give work to more young people who don't have the possibility of finding work in this location.
Additional information: In the group there are 9 people; 4 of them are women, and 5 men. They have various businesses, and all live in Borbon. There are businesses that they work in outside of the town.
ella tiene 3 hijas y desde hace mas de un año es clienta de FODEMI, ella inicio esta actividad, con el proposito de tener la comida diaria en su casa; pero se dio cuenta que podia obtener multiples ganancias si se dedicaba a esta tarea, fue asi que empezo a liderar un grupo de vecinos y se convirtio en cliente de FODEMI, ha pagado bien sus cuotas y esta creciendo considerablemente en su negocio.
meciona que con el producto de su trabajo ha podido apoyar a sus hijas en sus estudios, mantener su hogar y su negocio.
ella programa reuniones en su barrio para planificar actividades en beneficio de su comunidad.
su producto, lo comercializa en borbon, en las tiendas, comedores y azaderos.
por el momento ha contratado a un chico para que le ayude con el cuidado de los pollos y le apoya con el estudio en el colegio.
ella espera crecer mucho en su negocio, para dar trabajo a mas jovenes que no tienen la posibilidad de encontrar un trabajo en esta localidad.
En el grupo hay 9 personas, 4 de ellas son mujeresy 5 hombres, realizan actividades variadas y todos viven en borbon, hay negocios que se realizan fuera del pueblo.
More information about this loan
This loan is part of FODEMI’s effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!