Junior is a young business lady who lives in Umguza, Zimbabwe and is 18 years old. She is currently running a business buying and selling new clothes like skirts, tops, jeans and trousers. She started the business recently after attending Camfed’s Learner Guides training and now her business is five months old. The Learner Guide program places recent secondary school graduates in local schools to help students gain valuable life and study skills. Junior also works with Mother Support Groups in her community in assisting vulnerable households with food and also assisting them in their fields. She is planning to use her Kiva loan to purchase more clothes to increase the supply to her customers in the community. With the profits that she will get from her business she is planning to supplement her ordinary level and to help her family and the needy in the community.
More information about this loan
Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy.
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.
Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.