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Vanessa Elizabeth
Vanessa is 22 years old. She has a 9th grade education and lives with her partner, who works in construction. She doesn't have any children, so only the two of them live in the home.

Vanessa works in agriculture alongside her mother. She has only been farming for two years, but she learned from her mother. Her work allows her to supplement her partner's income from his construction work. She has never had another business. She lives six blocks from where she works and travels there by foot. Her life partner and a nephew are also involved in her business. Her schedule varies, but it can be from 6:00 am to 11:00 am.

She will use this loan to rent a plot of land to farm. This will improve her quality of life because she will be able to grow basic grains for her family and to sell. This will meet her need to keep farming. Her dreams are to keep on working and have children, which would give her even more reason to work. She will use the profit she makes to pay off this loan so that Credicampo continues to have trust in her.
View original language description ↓
Vanessa de 22 años de edad, estudio hasta 9º grado, esta acompañada; su compañero de vida trabaja de albañil, no tiene hijos y viven solamente los dos en el hogar. Vanessa se dedica a la agricultura junto a su mamá, ella tiene solamente dos años de dedicarse a la agricultura y lo hizo aprendiendo de su mamá; además su compañero de vida es albañil y por lo tanto tiene ese ingreso económico adicional, no ha tenido otro negocio, la distancia que hay desde la vivienda al lugar de trabajo es de 6 cuadras y viaja a pie; se involucra su compañero de vida y un sobrino. Su horario es variado puede ser de 6:00 am a 11:00 am.

El préstamo lo utilizara para alquilar un terreno y trabajar la agricultura, le mejorara la calidad de vida, ya que tendrá granos básicos para su familia y para poder comercializarlo. La necesidad satisfecha es de poder seguir trabajando la agricultura. Sus sueños son seguir trabajando y poder tener hijos para tener más motivos para trabajar, el préstamo le ayudara porque tendrá terreno para trabajar. Las ganancias las utiliza para pagar el préstamo para que Credicampo siga confiando en ella.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 634
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $825 helped Vanessa Elizabeth to pay for rent on the land she will farm.
92% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 10, 2014
Listed
Apr 16, 2014
Currency Exchange Loss:
N/A