Marash is a married father of three, ages 19, 16 and 14. He recently purchased the tractor shown in the photograph; he did not have money at that moment, though, to pay for it. Thus, the loan he is requesting will help him pay what he owes on the tractor, and with the rest he wants to buy corn seeds and prepare the land for planting.
Marash has four dairy cows and two baby calves, four pigs and eight piglets. He sells baby animals to locals and raw milk to a dairy factory in his region. Not only is there a well-known dairy factory in the region that produces high quality cheese, butter and yogurt, but also there are many small sized dairy farms that produce the same high quality dairy products. In comparison with other communes in Albania, almost every household here raises about 100-200 turkeys.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.