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Zuhra is 45 years old, she is married and together with her husband raises three children and also runs their farm. Zuhra has a high school education and right now she is a homemaker. As a main source of income for her family Zuhra farms, she started 18 years ago with a sum of 5,000 som (KGS). Determination and hard work allowed Zuhra to achieve visible results; today her holdings include a 3,00 HA plot of land, where she grows potatoes, carrots, cucumbers, cabbage and tomatoes every year and sells them to local residents. Her monthly income is 15,000 som (KGS). In order to further grow her holdings, Zuhra turned to Bank "Bai Tushum" for a loan to purchase potato seeds. Zuhra plans to use the loan profits to invest into further growing her business and plans to save funds for a quality education for her children.
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Зухре 45 лет, замужем, вместе с мужем воспитывает троих детей, а также ведут свое хозяйство. У Зухры среднее образование, в настоящий момент занимается домашним хозяйством. В качестве основного дохода для своей семьи Зухра занимается полеводством, стартовав 18 лет назад с суммы 5,000 сомов (KGS). Упорность и трудолюбие Зухры позволили ей достичь видимых результатов, в ее хозяйстве на сегодняшний день имеется: 3,00 ГА земельной доли, на которой ежегодно выращивает картофель, морковь, а также огурцы, капуста, помидоры, что реализуется местным жителям. Ежемесячный доход составляет 15,000 сомов (KGS). В целях дальнейшего развития своего хозяйства, Зухра обратилась в Банк "Бай-Тушум" за кредитом на покупку семян картофеля. Доходы от кредита Зухра планирует вложить в дальнейшее расширение своего бизнеса и планирует накопить средства на достойное образование своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zuhra to buy potato seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 8, 2014
Currency Exchange Loss:
Apr 17, 2015