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Teresita
Teresita works hard to support five children. She is married and has a vegetable vending business in the Philippines.

Teresita requested a PHP 1800 loan through NWTF in order to buy a solar lamp.

She is getting the solar lamp because she wants to have a good light-source that is waterproof during the rainy season.

Teresita is aware that by using the solar lamp, she is not only saving money, she is also helping the environment and reducing health and hazard risks to her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Hayian made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

This loan is part of NWTF's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in the Philippines.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 422
    View loans »
    Philippines Loans Fundraising
  • $52,697,300
    Funds lent in using Kiva
  • 45.0
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $50 helped Teresita to buy a solar lamp.
96% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2014
Listed
Apr 7, 2014
Currency Exchange Loss:
Possible