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Gemma’s goal in life is to improve her sari-sari store business. She wants to continue operating her business to supplement her husband's source of income so they can generate additional income.

Gemma is 47 years old, married and has one child who is taking up college level of education.

While managing her retailing business, Gemma’s husband is also engaged in buying and selling hogs to butcher and sell the meat.

With her desire to achieve her goal quickly, Gemma is asking for a loan of P20,000 to buy grocery items to sell.

She believes that by borrowing the loan, it will help her achieving her goal.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.


About Philippines

  • $7,000
    Average annual income
  • 714
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 45.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Gemma to buy grocery items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 7, 2014
Currency Exchange Loss:
Sep 19, 2014