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Santos
Santos is a sixty-year-old woman. She never learned how to read or write because life was hard for her family when she was little. Due to their financial situation her parents weren't able to send her to school to learn how to read and write. Santos says illiteracy has made her life a bit more complicated. She is a single mother of ten children. Six of them live with their partners and the rest still live at home with her and work as farmers growing basic grains. Only these four children and herself live in Santos' house.

Santos works as a homemaker. She says she has been doing this ever since she was a child. Her mother taught her how to take care of her household and do all the chores, which for her is very productive. She was able to raise her ten children because she has a lot of experience and she still now takes care of her grandchildren.

She will use the loan she is requesting from CREDICAMPO to consolidate some pending debts she has. She wants to be rid of them and be left with only one debt. The rest of the loan is to buy 200 clay tile shingles for the roof of her house, which is somewhat in disrepair, particularly since the rainy season is approaching. Santos needs to repair her roof for the winter so that it is ready in time.

Santos wants lots of wellbeing for herself and her family. She wants to improve her home so that she can have a better quality of life alongside her children and grandchildren. She wants them to be upstanding citizens, stay in school, and study hard so they can have a job. She says she will achieve this with God's help and thanks to the loan she is requesting, as well as future loans she will request in order to improve her quality of life.
View original language description ↓
Santos es una mujer de 60 años de edad, no sabe leer ni escribir por lo difícil de la vida y la situación económica en aquel tiempo que pasaba su familia cuando ella era pequeña no logro que sus padres la pusieran estudiar para aprender a leer y a escribir. Comenta Santos que se le ha complicado la vida un poco, solo por no saber leer ni escribir, ella es madre soltera de 10 hijos de los cuales todos 6 están acompañados los demás están junto a ella en su casa todavía y se dedican a los trabajos de la agricultura en la siembra de granos básicos, en su vivienda Santos solo vive ella y sus cuatro hijos.


Santos se dedica a los oficios domésticos en su casa, comenta que desde la infancia se dedica a esta actividad, su mamá le enseño a aprender las actividades que se realizan en el hogar y que es tan productiva para ella, gracias a ello ha crecido a su 10 hijos, y que tiene gran experiencia en el área y siempre sigue al cuido de su nietos.


El préstamo que esta solicitando a CREDICAMPO, es para consolidar unas deudas que tiene pendiente y que ella ya quiere salirse de esas deudas y quedarse con una sola, y la otra parte para comprar 200 tejas de barro para el techo de su casa que está un poco deteriorado y más aún que ya se acerca la temporada de lluvia a Santos le urge reparar su techo para cuando venga el invierno ya tenga arreglado el techo de su casa.

Santos desea en el futuro tener mucho bienestar para ella y su familia poder mejorar su vivienda y tener una mejor calidad de vida junto sus hijos y nietos que sean personas de bien en la sociedad que sigan estudiando y mucho y tengan su propio trabajo, todo esto dice que lo lograra con la ayuda de Dios y gracias al crédito solicitado y futuros créditos que solicitara para mejorar su calidad de vida.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $25,702,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Santos to consolidate some debts and also to buy 200 clay tile shingles for the roof of her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 3, 2014
Listed
Apr 15, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014