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María Isabel
Every two weeks in the city of Portoviejo, the capital of Manabí, known for many years as the city of the Royal Tamarind trees, the members of the Virgen de Monserrate credit group meet.

This is where Señora María lives. She is 32 years old and has a common-law relationship. From that relationship she has a 7-year-old child who is a student in school. Her partner is a baker.

Doña María is a woman who likes to work in order to feel independent. With her earnings she can get her things and give her child the best. She works selling clothing and sandals by catalog. She works every day, more often than not in the mornings because at that time of day it is easier to make her rounds. Her approach is door-to-door and special orders. She offers credit and makes collections weekly. She has had her business for five years; she began it with the first loan that she took out with the group. She is also giving part of her loan so that her partner can use it in his bakery, where she also works making bread.

She is going to use this loan to buy more merchandise such as pants, tops, t-shirts, sandals, and ingredients for making the bread. She has been in her credit group for five years, and she likes it because it is how she started her business. Her dream is to give the best to her child.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Grupo De Crédito Virgen De Monserrate.
En este lugar vive la señora María tiene 32 años de edad, mantiene una relación de unión libre y fruto de la misma tienen un hijo de 7 años que estudia en escuela, su marido es panadero.
Doña María es una mujer que le gusta trabajar para sentirse independiente y con sus ganancias poder obtener sus cosas y darle lo mejor a su hijo, ella se dedica a la venta de ropa y sandalias por catálogos, trabaja todos los días más que todo en las horas de la mañana ya que a esas horas le resulta más fácil realizar sus recorridos, su forma de venta es puerta a puerta y por pedidos, deja a crédito y cobra semanalmente, ella también le da parte del crédito para que su marido lo utilice en su panadería lugar en el cual también trabaja con su marido elaborando el pan. Ella lleva 5 años con su negocio el cual lo comenzó con el primer crédito que recibió del grupo.
Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas, sandalias y víveres para elaborar el pan. Está en el Grupo De Crédito desde hace 5 años y le gusta porque así empezó su negocio. Sus sueños es darle lo mejor a su hijo.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,094,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,425 helped María Isabel to buy pants, tops, t-shirts, sandals, and groceries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 20, 2014
Listed
Apr 15, 2014
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014