Lucero Del Amanecer Group
Teresa A. is married and has eight children. She began her business 8 years ago with a small amount of capital, but because of health problems, she lost everything. She began selling meals and opened a small store that she still runs. With the loan that she receives, she plans to increase her stock. Now she not only sells from her store but also from a stall that she has in a school. Her dream is to see her children become professionals, especially her four youngest children as the older ones are married and she does not have the means to have them study.
Paulina S. is married and has five children. She started work with FINCA six months ago when she invested her first loan in the purchase of guinea pigs and chickens. Beforehand she could not sell anything because no one would lend her money, whereas now she buys and sells young animals. She has succeeded in increasing her income and now has no problems putting bread on the table. Her dream is to save enough to buy a plot of land so she can live there with her mother-in-law.
Saturnina F. is married and has four children. In the past she used to wash clothes for a living, but now she sells anticuchos (type of kebab) and fried foods. She used to have problems with her husband because he drank too much, but now he has work, and so she has been able to overcome her difficulties. With the loan she has managed to buy a kebab stand, and now she earns more than before and has more money to spend on her children. Saturnina’s plan is to save money so that her children can lead happy lives and lack for nothing—especially where their education is concerned.
Teresa A., es casada tiene 8 hijos, inició su negocio hace 8 años con un pequeño capital, pero por problemas D. salud perdió todo, volvió a empezar vendiendo comida e implementando una tienda que actualmente todavía L. tiene. Con los prestamos que recibe incrementa su mercadería y ahora no solo venD. en su tienda sino en un puestito que tiene en un colegio. Su sueño es ver a sus hijos profesionales, sobre todo los 4 últimos, pues los mayores son casados y no tuvo medios para hacerles estudiar.
Paulina S., es casada tiene 5 hijos, empezó a trabajar con FINCA hace 6 meses donD. invirtió su primer préstamo en L. compra D. cuyes y gallinas, antes no vendía nada porque nadie le prestaba dinero, ahora compra y venD. animales menores. ElL. manifiesta que ha logrado mejorar sus ingresos, ahora ya no tiene problemas con L. comida diaria, su sueño es ahorrar para comprarse un terreno pues vive con su suegra.
Saturnina F., es casada tiene 4 hijos, antes solo se dedicaba a lavar ropa, ahora venD. anticuchos y frituras. Antes tenia problemas con su esposo, pues le gustaba mucho el licor, ahora él esta trabajando pues e como elL. ha ido superándose. Con sus prestamos logró comprar una anticuchera, ahora gana mas que antes y tiene mejores ingresos para sus hijos. Saturnina ahorra para que sus hijos vivan felices sin que les falte nada, sobre todo en los estudios.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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