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Update on Pastora

Pastora makes her living by sewing and by selling cosmetics through catalogs. She has had the sewing business for many years, and this has helped her to provide a better life for her children. When she became a widow, it was very difficult to raise her children on her own, but thanks to God she was able to do it. At present only one child is still under her care; the rest are already independent.

This humble woman is seeking a loan to invest in her businesses. She will use the loan in order to purchase cloth and various cosmetics. This will enable her to satisfy the demands of her clientele.
View original language description ↓
Doña pastora, es comerciante de cosméticos por catálogos y costurera, esta ultima labor la ha venido realizando hace muchos años, lo que le ayudo para sacar adelante a sus hijos, aunque cuando enviudo le fue muy difícil mantener a sus hijos sola, pero gracias a Dios pudo lograrlo, hoy solamente una está bajo su amparo, los demás ya son independientes. Esta humilde señora solicita este crédito para invertir en su negocio comprando cosméticos variados y telas, para satisfacer las necesidades de su clientela.

Previous Loan Details

Pastora is a very hard working woman. She continues with her seamstress work which has been her means of moving forward. She also makes piñatas and Nicaraguan tamales on the weekends in order to receive better earnings. Of her four children two of them are married and two study and live with her.... More from Pastora's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Pastora to purchase cloth and various cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 14, 2014
Currency Exchange Loss:
Mar 17, 2015