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Kaneez is a 51-year-old married woman. She has been successfully running a business selling milk with her husband. She has become famous for providing good-quality milk and thus makes enough to contribute to her family's income.

To meet with the increasing demands of her customers, Kaneez has applied for a loan of PKR 40,000. This will allow her to purchase one more cow. Kaneez is hopeful that this loan will bring positive changes to her business. She is in her sixth loan cycle and has shown good repayment behaviour.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 445
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Kaneez to purchase one more cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 6, 2014
Currency Exchange Loss:
Apr 17, 2015