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Karine lives and works in Vanadzor city, in the Lori region of Armenia. Karine has a higher education pedagogue; she graduated Tbilisi State Linguistic University, the faculty of Russian Language and Literature. For 14 years she worked at the school as a teacher of Russian Language and Literature.

Since 2000 she has worked at the Vanadzor State Pedagogical Institute as a lecturer of Russian Language and Literature. She is greatly respected and teaches a clever pedagogue, and does her work with an enormous sense of responsibility and love. She helps and supports her students, and thanks to her correct methodological work with students, during her lectures the auditorium is always full of students. She also gives private courses that help the pupils prepare for the entrance examinations.

Karine is married and she has two sons and a daughter. Her sons work with their father at the clothes production workshop, which is a family business of their own, and her daughter is a highly qualified dentist.

Karine requests a loan of 600,000 Armenian Drams which she needs to purchase a computer, methodological literature, and some new dictionaries.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 150
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 414.9
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,450 helped Karine to purchase a computer, methodological literature, and some new dictionaries.
76% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Apr 6, 2014
Currency Exchange Loss: