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Ramón Lizardo
In San Pedro neighborhood, city of Manta, known for its beautiful beaches that are very popular in all seasons, visited by local and foreign tourists, and for being one of the most important ports in the country and in America, located in the Pacific shores, the 'Creciendo Juntas' or 'Growing Together' community group gathers every 15 days.
64-year-old Ramon lives here. He's married and had 6 children with his wife, but one of them passed away. All other children are of age. They have custody of three of their grandchildren, ages 16, 14 y 10, from their daughter who passed. The older children go to high school and the youngest is still in grade school. His wife is a home maker.
Ramon is a hard worker and does everything he can to provide for his family. He used to be a factory worker, but due to his age, he was unable to continue working there. So, with the little money he had and with the help of these loans, he has been able to open a small shop out of his home, selling gallon-water bottles. He also makes deliveries using a small cart her owns, so he can make some extra money every day to support his family. He's been working on this activity for the last 3 years.
He will use this loan to purchase more gallon-water bottles for resale. He's been a member of this community group of three years because he likes to use these loans to grow his business. His dream to be able to get ahead and continue working.
View original language description ↓
En el barrio San Pedro de la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año, por turistas nacionales y extranjeros y por ser uno de los puertos más importantes del país y de América situado a orillas del Pacifico, cada 15 días se reúne el Grupo de Crédito Creciendo Juntas.
En este lugar vive don Ramón, tiene 64 años de edad, está casado y de esta relación tuvo 6 hijos, pero uno de ellos falleció y los otros ya son mayores de edad, con ellos viven tres nietos de 16, 14 y 10 años que son de su hija que falleció y que están a su cargo, los dos mayores estudian en colegio y el menor en escuela. Su esposa es ama de casa.
El señor Ramón es un hombre muy trabajador que hace lo posible para que a su familia no le falte lo necesario para vivir, el antes trabajaba en una fabrica como obrero pero por su edad ya no pudo seguir trabajando, es así con lo poco que tenia y con la ayuda de los créditos adecuo una pequeña bodega en su casa en la cual vende agua en bidones, también entrega a domicilio en una carreta que él tiene, de esta forma el logra ganar el pan diario para él y su familia. Ya lleva tres años con esta actividad la cual le permite salir adelante.
Este crédito lo va emplear en comprar agua en bidón. Lleva tres años en el Grupo De Crédito y le gusta porque con los créditos él comenzó su negocio. Sus sueños son seguir adelante.

About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Ramón Lizardo to purchase gallon-water bottles for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2014
Listed
Apr 14, 2014
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014