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Edith Del Carmen

Update on Edith Del Carmen

Edith is the single mother of two children. she gets up very early every day in order to get her children ready for school. She works as a cashier in a store and also looks for ways to make her small business of selling perfumes that she has started with her savings, grow. She is requesting a loan to invest in a variety of cosmetics to increase her income and improve the family's finances.
View original language description ↓
Edith es madre soltera de dos hijos, ella se levanta muy de mañana para dejarlos listo para que asistan a la escuela, trabaja como cajera en una tienda y busca la manera de crecer con su pequeño negocio de venta de perfumes que ha venido formando con sus ahorros. Solicita este crédito para invertir en productos de cosméticos variados para aumentar sus ingresos y mejorar la economía familiar.

Previous Loan Details

Edith is 32 years old. She lives in an annex of Villa Libertad which is a poor area of Managua. She is a single mother. Her child is 11 years old and is in the 6th grade of elementary school. With her job as a baggage handler in a store, she hopes to be able to provide for all of her child's e... More from Edith Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Edith Del Carmen to buy a variety of cosmetics.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 14, 2014
Currency Exchange Loss:
Feb 17, 2015