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Francisco Placido
Francisco is 56 years old. He has been a farmer for 30 years and that has given him the ability and knowledge necessary to assist his crops. His main crops are beans and corn and he sells his crops to the basic grain agencies close to his home. He pays the household expenses with what he makes. He lives in his own home with his wife and 3 of his 8 children.

Francisco is requesting a loan to be able to buy agricultural inputs which will help with the planting of his crops like manure, seeds, fertilizers, pesticides, etc. He wants to improve his plot that is shown in the photo, to generate more profit and provide his family with what they need.
View original language description ↓
Don francisco de 56 años de edad se dedica a la agricultura desde hace 30 años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maíz y frijol, comercializa sus cultivos en agencias de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas solventa los gastos que se le presentan n su hogar, vive en casa propia con su esposa y tres de sus ocho hijos, Don francisco está solicitando un crédito para poder comprar insumos agrícolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes, controles de plagas, etc. y mejorar el terreno que es el que muestra la fotografía y asi poder tener mejores ganancias y darle a su familia lo que necesitan sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 609
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,600 helped Francisco Placido to buy manure, seeds, fertilizer, pest controls. etc.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 26, 2014
Apr 14, 2014
Currency Exchange Loss:
May 14, 2014