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Santos Nicolas
Santos is 42 years old and makes a living growing corn. This is how he makes a living and provides for his family. He grows corn every year, and this is the only way he know how to make a living. He is a very hard-working, honest and responsible man. He always relies on his family, as it is his only source of inspiration and he wants to improve their living conditions. He has made the decision to approach this institution to request a loan, since the sowing season is almost upon him, and he wants to be prepared by having the first agricultural inputs he needs, such as compost, pesticides, seeds, etc. which is why he is requesting this loan. He hopes to see favourable results as he has no other source of income. He is placing his trust in God that he will achieve an abundant harvest which will allow him to continue providing for his family.
View original language description ↓
Santos de 42 años de edad se dedica al cultivo de maíz. De esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. La actividad del cultivo la realiza año con año, y es la única forma que conoce de cómo ganarse la vida. Es un hombre muy trabajador, honrado y responsable. Siempre está al pendiente de su familia ya que para él es su principal fuente de inspiración y desea poder mejorar sus condiciones de vida. Ha tomado la decisión de acercarse a esta institución para solicitar un crédito ya que la temporada en la que se realiza la siembra, se aproxima, y quiere estar preparado con los principales insumos agrícolas como: abonos, venenos para plagas, semillas, etc. que es la razón por la cual solicita este crédito. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 444
    View loans »
    El Salvador Loans Fundraising
  • $22,660,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $300 helped Santos Nicolas to buy compost, pesticides, seeds, etc.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 25, 2014
Apr 14, 2014
Currency Exchange Loss: