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Arturo is 39 years old, and he grows corn and beans. In addition to this, he raises livestock. He has been working in agriculture for several years; and he has gained valuable experience that allows him to obtain the best harvests. The land he cultivates is located within a major agricultural zone that is very close to his home. He makes his sales in all of the areas surrounding his community, and he has many customers who prefer him because everything that he sells is first quality at reasonable prices, and with good service.

Arturo is an active man who is dedicated to his work and very eager to move forward, and he is always looking for opportunities that will allow him to achieve success. He lives in his own home with his wife and his father.

He would like to make a new investment that will allow him to increase production, for which he is requesting a loan from Integral. With it he will be able to purchase seed, fertilizer, insecticide, tools, etc., and improve the land that is shown in the photograph, in order to have better financial stability.
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Arturo de 39 años de edad se dedica al cultivo de maíz y frijol y adicional a eso también se dedica a la crianza de ganando, tiene varios años de trabajar en la agricultura y ha ganado experiencia valiosa que le permite obtener las mejores cosechas, el terreno donde siembra esta ubicado en una zona de alta incidencia agrícola y muy cercano a su vivienda, comercia en todos los alrededores de la comunidad y se ha hecho de mucha clientela que lo prefieren porque todo lo que vende es de primera calidad, a precios accesibles y con un buen servicio; Arturo es un hombre activo, entregado a su labor y con muchas ganas de salir adelante, siempre está buscando oportunidades que le permitan alcanzar el éxito, vive en casa propia con su esposa y su padre, el desea realizar una nueva inversión que le permita aumentar la producción por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, herramientas, etc. y mejorar el terreno que es elq ue muestra la fotografia para tener una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 630
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Arturo to purchase seed, fertilizer, insecticide, tools, etc., and improve the land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 26, 2014
Apr 13, 2014
Currency Exchange Loss:
Mar 26, 2015