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Maria Janeth
Maria is an enterprising 44 year old woman. She is married and the mother of 7 children. She attended abut did not finish her Primary school studies. Her two oldest daughters are independent so only 5 of her children are dependent on her. Two of them are in High school and the other three are in different grades in Primary school.

For the past 10 years Maria has been growing coffee. She also plants corn and beans for household consumption. She and her husband have a lot of experience in this field as both their families have the tradition of working the land with different crops. The coffee crops which they work together on as a family are their own. Their customers are different wholesalers and intermediaries in the area amongst others.

One of her greatest worries is the lack of support for her crops as the market prices for the inputs are unstable and expensive. So she needs a loan to buy manure and fertilizer which will be used in the best way possible to help her coffee crops this season. Maria dreams of a future improving her living conditions, supporting her children in their studies and hope that they don't have to live the the same conditions.
View original language description ↓
Doña Maria es una señora emprendedora de 44 años de edad, quien está acompañada y madre de 7 hijos, ella curso primaria incompleta. Sus dos hijas mayores son independientes por lo que de doña Maria solo dependen 5, dos de ellos estudian en ciclo común, y los otros tres en diferentes grados de la primaria. Doña Maria desde hace 10 años se dedica a la agricultura al cultivo de café también siembran maíz y frijoles para el consumo de su familia. Ella y su conyugue tienen mucha experiencia en esta actividad ya que sus familias por tradición han trabajado la tierra en diferentes rubros. Los cultivos de café que juntos como pareja y familia trabajan son propios siendo sus clientes las diferentes bodegas de la zona, intermediarios entre otros.
Una de sus más grandes preocupaciones es la falta de asistencia a sus cultivos ya que los precios en el mercado sobre los insumos son caros e inestables por lo que ella necesita financiamiento para la compra de abono y fertilizantes los cuales serán utilizados de la mejor manera posible para asistir sus cultivos de café en esta temporada. Doña Maria sueña en un futuro mejorar sus condiciones de vida, apoyar a sus hijos en sus estudios ya que ella en su niñez tuvo muchas limitaciones y no desea que ellos vivan la misma situación.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 16
    View loans »
    Honduras Loans Fundraising
  • $8,227,050
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Maria Janeth to buy agricultural inputs for her coffee crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 2, 2014
Listed
Apr 13, 2014
Currency Exchange Loss:
Possible