She is in a relationship, and she and her partner have been cultivating coffee for several years. Her partner is the one who is most involved in the different activities in the field, as she is at home taking care of their 7 children, who are all studying in different grades in school—the oldest in fourth grade, the second in second grade, the third child and the fourth are in first grade, and the fifth child is in Kindergarten, and the others are not yet old enough to study.
She and her partner have two manzanas (approximately 3.4 acres) of land planted with Lempira Coffee, as it is a product that is most resistant to blight and other diseases. As farmers they do not cultivate only coffee; they also grow basic grains, partly for family consumption and partly for sale. Their market is local, as they have their own customer who is responsible for purchasing their product.
She is requesting a loan for the purchase of agricultural supplies that would help them to protect the coffee plants and minimize the risk of losing the coffee beans, as her family’s economy depends on the field work, which is carried out with great effort and determination to move forward.
Her goals are to improve her quality of life, educate her children, and continue to cultivate a variety of seeds in order to generate more income and not depend solely on the income from coffee. She hopes to be supported in order to achieve her goals, as borrowing from the lenders is very costly, and at the end the earnings are negative.
Ella solicita financiamiento para la compra de insumos agrícolas que ayuden a proteger y minimizar el riesgo de pérdida del grano de café ya que la economía de su familia depende del trabajo de campo el cual es realizado con mucho esfuerzo y empeño para salir adelante. Sus metas, mejorar su calidad de vida, la educación de sus hijos, seguir cultivando diversidad de grano para generar más ingresos y no solo de pender del ingreso del café. Ella espera ser apoyada para poder cumplir sus metas ya que pedir prestado a los prestamistas es muy costoso y al final las ganancias son negativas.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!