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Guadalupe
Doña Guadalupe is 37 years old, and she did not finish primary school as she was unable to complete her studies due to a lack of resources.

She is in a relationship, and she and her partner have been cultivating coffee for several years. Her partner is the one who is most involved in the different activities in the field, as she is at home taking care of their 7 children, who are all studying in different grades in school—the oldest in fourth grade, the second in second grade, the third child and the fourth are in first grade, and the fifth child is in Kindergarten, and the others are not yet old enough to study.

She and her partner have two manzanas (approximately 3.4 acres) of land planted with Lempira Coffee, as it is a product that is most resistant to blight and other diseases. As farmers they do not cultivate only coffee; they also grow basic grains, partly for family consumption and partly for sale. Their market is local, as they have their own customer who is responsible for purchasing their product.

She is requesting a loan for the purchase of agricultural supplies that would help them to protect the coffee plants and minimize the risk of losing the coffee beans, as her family’s economy depends on the field work, which is carried out with great effort and determination to move forward.

Her goals are to improve her quality of life, educate her children, and continue to cultivate a variety of seeds in order to generate more income and not depend solely on the income from coffee. She hopes to be supported in order to achieve her goals, as borrowing from the lenders is very costly, and at the end the earnings are negative.
View original language description ↓
Doña Guadalupe tiene 37 años de edad y su grado de educación es de primaria incompleto ya que no pudo terminar sus estudios por falta de recursos. Ella está acompañada y junto a su pareja se dedican al cultivo de café por varios años. Su pareja es quien más se involucra en las diferentes actividades en el campo ya que ella se hace cargo en el hogar con sus 7 hijos de los cuales todos estudian en diferentes grados de educación: El mayor en cuarto grado, el segundo en segundo grado, el tercer hijo y el cuarto en primer grado, el quinto hijo en el kinder ya que los demás no tienen la edad para estudiar. Doña Guadalupe junto a su pareja tienen 2 manzanas de tierra cultivadas de café lempira ya que es un producto más resistente a la roya y a otras enfermedades. Como agricultores no solo cultivan café también cultivan granos básicos los cuales en parte es para el consumo de la familia y la otra para la venta. Su mercado es local ya que tiene su propio cliente quien es el encargado de comprarles el producto.
Ella solicita financiamiento para la compra de insumos agrícolas que ayuden a proteger y minimizar el riesgo de pérdida del grano de café ya que la economía de su familia depende del trabajo de campo el cual es realizado con mucho esfuerzo y empeño para salir adelante. Sus metas, mejorar su calidad de vida, la educación de sus hijos, seguir cultivando diversidad de grano para generar más ingresos y no solo de pender del ingreso del café. Ella espera ser apoyada para poder cumplir sus metas ya que pedir prestado a los prestamistas es muy costoso y al final las ganancias son negativas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,141,925
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Guadalupe to purchase agricultural supplies in order to care for her coffee crop.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 2, 2014
Listed
Apr 13, 2014
Currency Exchange Loss:
Possible