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Milena Merarda
Milena is a zealous woman who has a degree in biology and works as a secondary school teacher at a school in the community where she lives. With 22 years of working experience, she is a single mother with a daughter, who she helps support to go to university.

Milena visited Ceprodel to request a loan to buy construction materials such as Playcen, plywood, rulers, nails, and to pay for labor.

With these materials, she will make improvements to the roof and level the ceiling. This is her first loan, which will allow her to complete the work she needs and improve her living conditions.
View original language description ↓
Milena es una señora esforzada, de profesión Licenciada en Biología y se desempeña como maestra de educación secundaria de un colegio de la comunidad donde vive, con 22 años de laborar, es soltera con una hija a quien apoya para sus estudios universitarios.
Esta señora visito a ceprodel para solicitar un crédito para la Compra de materiales de construcción como: Playcen, Plywood, reglas, clavos y mano de obra.
Con los que realizara las mejoras como son el mejoramiento del techo y cielo raso, siendo este el primer crédito recibido el que le permitirá realizar la obra tan deseada y mejorar las condiciones de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Milena Merarda to buy construction materials such as Playcen, plywood, rulers, nails, and to pay for labor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 17, 2014
Apr 29, 2014
Currency Exchange Loss:
Jul 8, 2015